The Lowdown on Jumbo Loans...
Our Jumbo Loan Rates Are Low & Our Process is Quick & Painless
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
Were here to make the jumbo home loan process easier, with tools and expertise that will help guide you along the way, starting with our Jumbo Loan Qualifier.
Well help you clearly see differences between loan programs, allowing you to choose the right one for you whether youre a first-time home buyer or a seasoned investor.
The Jumbo Loan Process
Heres how our home loan process works:
- Complete our simple Jumbo Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why a Jumbo Loan?
A jumbo loan can be used to finance loan amounts that exceed the limits of conforming loans. Jumbo loans for purchase or refinance may be available up to $2.5 million, with the convenience of one loan for the entire amount. Most jumbo loans require a higher minimum down payment than conforming loans, and stronger financial qualification, but may be the best option for financing higher-priced homes.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Jumbo & Super Jumbo Loans
